Real estate appraisal services for homeowners in the city of Dunedin and Pinellas County

See the top seven reasons FL homeowners need City Wide Appraisal Group:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge Pinellas county's assessment of your property
To lower a mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in FL by determining the true market value of real estate in question

Own a home in or near Dunedin, FL and need help determining the price of it?
Contact City Wide Appraisal Group.

We at City Wide Appraisal Group understand the special needs of a customer after appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at City Wide Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're veterans in helping clients just like you do away with unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from City Wide Appraisal Group is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. City Wide Appraisal Group can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? City Wide Appraisal Group can help with that too. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.